26 Mar 2024 
A Guide to Claiming on Public Liability Insurance
A guide to claiming on public liability insurance can be useful in the aftermath of an accident in a public place that wasn’t your fault.
If you sustained an injury as a result of the incident, and the cause wasn’t your fault, you may be eligible to make a claim.
By discussing your circumstances with legal professionals, like the team at Winns, you will get a clearer understanding of potential next steps and any possible compensation that could be recovered from the at-fault party.
They ensured I received the best treatment for my injuries and I can’t recommend the physio they provided enough! Amazing service.
Denise
What is a non-fault accident?
This relates to an incident taking place that causes one of the parties involved to suffer injury. As long as the injured party hasn’t caused the accident through their own negligence, and it is in fact a result of the third party’s actions or lack of duty of care, then a claim for personal injury compensation could be an option.
What types of accident would fall under public liability?
The accident, to fall under public liability, will have taken place in a public space or on the premises of a business or organisation. Many types of accident can occur, including:
- In wintry conditions, slipping on an untreated surface in a public space like, for example, a supermarket car park
- Being struck by a falling object in a factory or shop
- Tripping over an object that shouldn’t be where it caused the accident
Just a few examples, if you are considering claiming personal injury compensation, contact the team at Winns for a no-obligation chat about your circumstances.
How does a claim work?
When making a claim, it will start with you instructing a legal firm to handle your case after a non-fault accident. Gathering as much evidence – pictures of the scene, contact details of witnesses etc – as possible will only enhance the chances of success.
At Winns, our teams will then build a case to make a claim for compensation against the at-fault party. In the meantime, we’ll arrange relevant medical treatment to begin the road to recovery as quickly as possible.
Taking care of all aspects of the claim until its completion, our teams stand by you every step of the way.
Claiming on public liability insurance – who pays the compensation?
In the majority of cases, the company or organisation responsible for the site where the accident took place will have public liability insurance.
This is a protection, a safety net of sorts, against claims for personal injury compensation should an accident occur.
The insurance company providing the policy will pay the compensation that is awarded, meaning the business doesn’t pay it directly.
I couldn’t have asked for a better team of people than those at Winn Solicitors who handled my claim. Professional throughout, patient, and explaining everything at every level so I fully understood.
Leon
How can Winns help?
Working on a no win, no fee basis, Winns won’t take a penny if your claim ends unsuccessfully. Providing you co-operate fully throughout, our team will only ever take a percentage, agreed by you from the outset, of the personal injury compensation awarded.
That provides reassurance; no spiralling legal costs should the claim become more complex than first thought, no surprise costs along the way, just the comfort of knowing a legal powerhouse with rich experience of successfully concluding claims, spanning over two decades, is fighting your corner.
We’ve taken a look at claiming on public liability insurance but if you’d like more information on public liability claims, click on the link to be taken to our dedicated page.
Share this article
Back to NewsWhy choose Winn Solicitors
